Bubblehouse
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Rewards & PointsSupercharge retentionTiers & MembershipsBuild lasting brand affinityReferralsUnlock the power of advocacyGamified LoyaltyAchievements, voting, and quizzesSubscription LoyaltyRemedy points of churnOmnichannel LoyaltyLoyalty without digital boundariesIntegrationsSeamless across your tech stack
Natively integrates with 100+ partnersProducts, platform tools, and integrations in one polished menu.
Solutions
DTC & EcommerceLeading digital native brandsRetail & Multi-locationOne loyalty system for every store, your site and your app. FashionApparel, accessories, footwear, and jewelryCPG & WellnessF&B, wellness, beauty, and personal careB2BManufacturers, wholesalers, and service providersFinanceBanks, insurance, pension, and wealth management
FINANCE

The loyalty system for modern financial institutions

Bubblehouse is the loyalty system for banks, card issuers and other financial institutions. Drive cardholder engagement and portfolio profitability with a fully integrated system built to increase card usage and deepen account holder relationships.

Next-Generation Loyalty Systems for Financial Institutions

Bubblehouse gives financial institutions a fully integrated loyalty system that goes beyond basic rewards. Offer travel booking with real-time points redemption, flexible earning structures and tiered rewards. Premium perks like lounge access, concierge services and curated experiences give top cardholders a reason to stay, and airline miles and transfer partners give them options for how they use their points.

Everyday spend drives the rest. Category multipliers and rotating bonuses give cardholders a reason to reach for your card at the register, and tiered incentives keep them working toward the next level. Add merchant-funded offers, SaaS perks and gift cards, and your loyalty system becomes an always-on engagement engine.

Fueling Cardholder Loyalty

Create Premium Value With Travel Rewards and Lifestyle Access

Give cardholders a premium travel experience, from booking and lounge access to miles and partner transfers, that drives spend and builds loyalty.

Integrated Booking EngineConnect cardholders to flights, hotels and car rentals, with real-time points-to-dollar redemption built into the booking flow
Flexible Earning on TravelSet earn rates by booking type, travel class or partner airline to reward the travel that drives the most card spend
Custom Redemption TiersBuild redemption rules that unlock better value at higher tiers, so your best cardholders get more for their points
Travel Portal
Lounge & Lifestyle
Miles & Transfers
Points Balance142,580pts
Flights
Hotels
Cars
JFK → LHR · Premium EconomyDirect · 7h 05m
52,400 ptsor $786
Book
JFK → LHR · Economy1 stop · 9h 40m
28,600 ptsor $429
Book
Lounge Access PassPlatinum
Sarah Chen
Visits this year14 / Unlimited
Valid throughDec 2026
Lifestyle Benefits

Platinum Cardholder Privileges

Reward your highest-value cardholders with experiential benefits that reinforce premium status and drive engagement.

Priority Pass — 1,300+ loungesWorldwide airport lounge access
Concierge hotline24/7 reservations & personal requests
Fine dining reservationsPriority access at 500+ restaurants
Event & concert accessExclusive pre-sale & VIP experiences
Personal shoppingCurated styling by brand partners
Available to Transfer142,580milesEarn 3x on travel · 2x on dining · 1x everywhere else
25% bonus transfer · ends Apr 30

Transfer Partners

Delta Air LinesSkyMiles
1 : 1Transfer
United AirlinesMileagePlus
1 : 1Transfer
British AirwaysExecutive Club
1 : 1.25Bonus
American AirlinesAAdvantage
1 : 1Transfer
Air FranceFlying Blue
1 : 1Transfer
Marriott BonvoyHotel Rewards
3 : 1Transfer
Transfer50,000 pts
British Airways62,500 Avios
Flexibly Reward by MCC

Drive Card Usage With Intelligent Spend-Based Rewards

Go beyond flat-rate cashback. Give cardholders category-driven reasons to reach for your card first, and turn everyday spending into your most powerful engagement lever.

Dynamic MCC MultipliersSet earn multipliers by merchant category code, like 2x on dining, 3x at supermarkets and 5x on travel, with full control over category definitions and caps
Rotating Bonus CategoriesRun bonus categories that rotate monthly or quarterly, so cardholders check back to see what's earning more
Smart Caps & Tier MultipliersSet spend thresholds, caps and tier-based multipliers that protect your interchange margins while rewarding your most valuable cardholders
Bonus categories6 active MCC tiers · 3,420 pts earned this month
Rotating · 5x on Gas
3x/ $1
DiningMCC 5812
Base rate
3x/ $1
GroceriesMCC 5411
Base rate
5x/ $1
GasMCC 5541
Q2 Bonus · 42d left
5x/ $1
TravelMCC 4511 / 7011
Base rate
2x/ $1
StreamingMCC 4899
Base rate
2x/ $1
TransitMCC 4111
Base rate
Beyond points and cashback

Unlock New Value With Merchant Offers and Gift Cards

Go beyond earn-and-burn. Give cardholders merchant offers, SaaS perks and gift card redemptions with real value, and turn your loyalty system into a marketplace they come back to.

Always-On MarketplaceRun an always-on marketplace of merchant-funded offers that give cardholders instant savings when they pay with your card
Limited-Time DropsLaunch limited-time offers around seasonal moments, holidays and partner launches to drive incremental card transactions
Everyday RelevanceKeep your card in use between big purchases with everyday offers on dining, grocery, fuel and entertainment
Merchant Offers
B2B Offers
Gift Cards
Merchant marketplace28 active offers · 4 new this week
AllDiningRetailTravelFuel
Sunwell · Dining20% off diningEnds Apr 30
20%Activated
Fresh Market · Grocery5% back on groceriesOngoing
5%Activate
Delta · Travel$100 off flightsLimited
$100Activate
Nordstrom · Retail15% off at checkoutSeasonal
15%Activate
Shell · Fuel10¢/gal fuel rebateAlways-on
10¢Activate
Subscription perksCurated SaaS & lifestyle offers · redeemable with points
Co-funded
Streaming
Streamly3 months free, then 50% off for 12 months
Fitness
FitPulse6-month premium membership + starter kit
Productivity
Notebase1 year Pro — unlimited workspaces
Meal Kit
Freshbox4 boxes free + 30% off next 8 weeks
Gift card catalogRedeem your points at top retailers
8,450pts available
$25500 pts
Visa Gift CardRedeem
$25500 pts
Amazon Gift CardRedeem
$25500 pts
Target Gift CardRedeem
$25500 pts
Doordash Gift CardRedeem

Integrations for Financial Institutions

Seamlessly connect Bubblehouse to the CRM, data and engagement tools your loyalty and marketing teams already use, so cardholder tiers, balances and rewards stay in sync with the systems that manage the relationship.

Top Integrations for Financial Institutions
Salesforce

Salesforce

See cardholder tier status, points balance and redemption history inside Salesforce, so relationship managers and support teams know where an account stands without switching systems.

Amperity

Amperity

Send tier status, points balances and redemption activity into Amperity to enrich unified cardholder profiles for segmentation and targeting.

Emarsys

Emarsys

Feed tier upgrades, MCC bonus rotations and travel booking reminders into Emarsys campaigns, so cardholders get email, SMS and in-app messages tied to the rewards that apply to them.

Check out all integrations
EXPLORE MORE

Verticals

Frequently Asked Questions About Bubblehouse for Finance

Bubblehouse is built for banks, card issuers and other financial institutions that want to drive card usage and deepen account holder relationships. The platform combines travel booking with real-time points redemption, merchant category code multipliers on everyday spend, and a marketplace of merchant offers and gift cards. You configure all of it around portfolio profitability, with more control than flat-rate cashback.

Get more from your existing customers than you ever have

Schedule a call today to learn how Bubblehouse can transform your retention strategy into a scalable and impactful loyalty system.